Protect yourself and your family this holiday season with these great reminders from www.propertycasualty360.com.
With the Equifax Data Breach, you should consider taking a look at measures to protect your credit.
The following article and link from Clark Howard shows how to freeze your credit at all three credit agencies: http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/ (see excerpt below)
We have also included information from North Carolina Attorney General Josh Stein indicating that North Carolinians can obtain a FREE CREDIT FREEZE: http://www.ncdoj.gov/getdoc/5ec7dfeb-a28e-4b26-92c2-42df5fa0c36e/2-4-3-1-1-Freeze-Your-Credit.aspx (see excerpt below)
Excerpts on both articles are below but please check the web links as well.
Excerpt from the Clark Howard Article
Excerpt from the NC Attorney General’s Office
There apparently is a 4th credit agency, Innovis.
Innovis Security Freeze Options
You can request a Security Freeze or manage an existing Security Freeze:
Online: Submit the Security Freeze Request Online form.
Mail: Complete the Security Freeze Request by Mail form.
Walk in: 875 Greentree Road, 8 Parkway Center, Pittsburgh, PA 15220
A Security Freeze will be placed on your Innovis Credit Report after your request has been received and your identity has been verified. You will receive a confirmation letter by mail that contains a 10-digit Security Freeze Confirmation Number. You can request a replacement Security Freeze Confirmation Number or a lift pin online, by phone, or by mail.
Your best defense against natural disasters is to be prepared and informed. By using the checklists and tips below, your family and your business will be better prepared if a hurricane strikes.
Prepare Your Business
- Emergency Hurricane Preparation Checklist for Business Owners
- Are you prepared if Disaster Strikes?
- Prepare Your Organization for Hurricane Safety
Visit www.ready.gov/business for program management, planning, implementation, testing and exercises, and program improvement ideas.
Prepare at Home
- Family Emergency Plan
- Build an Emergency Supply Kit Checklist
- Hurricane Preparation at Home: Safeguards for a disaster.
- Don’t leave your animals behind! Prepare for Emergencies Now: Information for Pet Owners.
- Red Cross Hurricane Safety Checklist
- Family Disaster Plan
- Make Flood Safety a Priority: What to do before, during and after a flood. Also in Spanish.
- Flood Preparation Precautions.
**Your homeowner’s insurance does not cover floods. Flooding can happen anywhere at any time, so make sure you have a flood policy in place. Typically, there is a 30-day waiting period from date of purchase before your flood policy goes into effect. Contact us if you are interested in a flood quote.**
Here are a few pointers to reduce your exposure to damage and expedite your claim.
- Be prepared.
Have your policy and contact information organized and with you before the storm hits. Gas up your vehicles, charge your cell phones and protect your property. Make sure you include critical documents and electronic data.
- Be specific.
Is there interior water damage, an impact to your ongoing operations or the potential for additional damage?
- Be proactive.
Do temporary repairs to reduce ongoing or additional damage.
- Be sure to document.
Take pictures and keep receipts.
- Be safe.
Most importantly, take care of your family, pets and staff.
Gather Vital Insurance Information
Including policy numbers, insurance carrier, and the name and number of your TriSure Representative. Please call our office at 919-469-2473 or 800-277-7702 if we can help you gather this information.
TriSure participates in the Back To School With Pride Backpack Project to get Triangle kids ready for school!
TriSure employees provided 31 new backpacks full of supplies for students in need, preparing for school this fall. As we have done in previous years, we were pleased to help with the “Back to School With Pride Project” sponsored by the Friends of the Wake County Guardian ad Litem Program.
Here is a good tool to use by zip code to see the times of Monday’s Solar Eclipse.
TriSure was glad to participate this year in BackPack Buddies! The food and funds benefit Inter-Faith Food Shuttle’s child hunger programs.
Inter-Faith Food Shuttle is feeding children at risk of hunger right now, and nurturing long-term solutions that provide access to fresh, healthy food.
Last week was the official start to our Hurricane Season with the NOAA predicting a 45% chance of an above-normal season. Forecasters predict a 70 percent likelihood of 11 to 17 named storms (winds of 39 mph or higher), of which 5 to 9 could become hurricanes (winds of 74 mph or higher), including 2 to 4 major hurricanes (Category 3, 4 or 5; winds of 111 mph or higher). An average season produces 12 named storms of which six become hurricanes, including three major hurricanes.
And a bit like last year when we saw Hurricane Alex in January 2016, 2017 has started with Tropical Storm Arlene back in April. And most folks weren’t even aware of that one. Let’s hope that this season is as unassuming!
But if not, let’s make sure you are prepared. Here is a great link to Ready.gov, with lots of information to peruse as you prepare, from general knowledge about hurricanes to preparing a plan for you and your neighbors. https://www.ready.gov/hurricane-toolkit.
And in the event of a storm, TriSure will be ready to assist you. Our staff will help you get your claim reported promptly and handled as quickly as possible. And while you can always call us at 919-469-2473 to get your claim in process, here is a list of numbers for our insurance partners should you prefer.
The Weather Channel reports that there are an average of 810,444 lightning strikes per year with an average of 15.2 per square mile. Each year, on average, 49 people lose their lives due to lightning strikes in The United States. And for an odd fact, men are more likely to be struck by lightning than women.
We are now moving into the major lightning season. See this good article from The National Weather Service with links to other articles.
Home Security Systems used to be considered a luxury or an expensive, intrusive decision that required hard wiring your home.
Now many systems are completely wireless and competition has driven the average costs to what could be a more affordable level.
And, all of our Homeowner Insurance Partners provide a discount on your Home Owners policy if you have a monitored system. In many cases the discount can offset quite a bit of the monitoring costs. Take a look at the Top 10 Recommended Systems for 2017 from Consumersadvocate.org.
Whether we like it or not, in our part of the country, this time of year can mean the threat of tornados. Are you ready? Here is a good reminder from The National Weather Service:
Make sure you are prepared!