With the Equifax Data Breach, you should consider taking a look at measures to protect your credit.
The following article and link from Clark Howard shows how to freeze your credit at all three credit agencies: http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/ (see excerpt below)
We have also included information from North Carolina Attorney General Josh Stein indicating that North Carolinians can obtain a FREE CREDIT FREEZE: http://www.ncdoj.gov/getdoc/5ec7dfeb-a28e-4b26-92c2-42df5fa0c36e/2-4-3-1-1-Freeze-Your-Credit.aspx (see excerpt below)
Excerpts on both articles are below but please check the web links as well.
Excerpt from the Clark Howard Article
Excerpt from the NC Attorney General’s Office
There apparently is a 4th credit agency, Innovis.
Innovis Security Freeze Options
You can request a Security Freeze or manage an existing Security Freeze:
Online: Submit the Security Freeze Request Online form.
Mail: Complete the Security Freeze Request by Mail form.
Walk in: 875 Greentree Road, 8 Parkway Center, Pittsburgh, PA 15220
A Security Freeze will be placed on your Innovis Credit Report after your request has been received and your identity has been verified. You will receive a confirmation letter by mail that contains a 10-digit Security Freeze Confirmation Number. You can request a replacement Security Freeze Confirmation Number or a lift pin online, by phone, or by mail.